Straight answers to the questions Newcastle buyers and owners ask us most.
Usually nothing, because brokers are generally paid by the lender when your loan settles. If a fee ever applies, a good broker tells you first.
Often, because a broker compares many lenders rather than offering just one bank's products. The result depends on your situation.
If your situation is very simple and you enjoy comparing loans yourself, you can go direct. A broker mainly saves you time and widens your choice.