Buying your first home is exciting and a little daunting. We walk first home buyers through the whole picture, from deposits and grants to what you can realistically borrow, so there are no surprises along the way.
There are government grants and schemes that can help first home buyers in New South Wales, and the rules change from time to time. We explain what may apply to you and point you to the official sources, so you can check current details.
You may not need as much as you think, and some options reduce or avoid Lenders Mortgage Insurance. We show you the realistic numbers for your goals.
We take the time to explain each step, from pre-approval to settlement, in language that makes sense. Ask as many questions as you like.
How much do I need for a deposit?
It varies by lender and loan, but there are paths with smaller deposits. We will give you a realistic figure for your situation.
Am I eligible for a first home buyer grant?
Eligibility depends on current NSW rules, the property and your circumstances. We explain what may apply and direct you to the official sources to confirm.
What is pre-approval?
Pre-approval is an indication of what a lender may lend you, so you can shop with confidence. We help you get it before you start making offers.